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Quality Assurance Program

Default ManagementDownload all activities

Through a series of activities, statements, questions and links to additional resources, this assessment is designed to assist your school in managing your cohort default rate and to help prevent your students from defaulting on federal student loans.

Default Prevention & Management Activity 7: Defaulted Borrower Profile Templates

Why start with the templates?

The templates will allow your school the opportunity to perform an analysis of your Stafford Loan record detail report data and Federal Perkins Loan defaulted student borrower data.  They will help to identify factors that contribute to defaults in your student population and create measures to address them. The results of this activity may lead you to further enhance and/or develop your default prevention activities.


If you identify areas requiring a corrective action, we recommend that you complete the Management Enhancement Worksheet.


Activity Bar:
Default Prevention & Management Activity 1: Cohort Default Rate Exercises
Default Prevention & Management Activity 2: Challenging Adjustments & Appeals
Default Prevention & Management Activity 3: Managing Cohort Default Rate Data Exercises
Default Prevention & Management Activity 4: Late State Delinquency
Default Prevention & Management Activity 5: Default Prevention
Default Prevention & Management Activity 6: Default Management Plan
Default Prevention & Management Activity 7: Defaulted Borrower Profile Templates

Additional Links: 2008-09 FSA Handbook, School Eligibility & Operations, Chapter 6, Cohort Default Rate Guide


Helpful Websites for Default Prevention


Default Management Activity
Calculating Cohort Default Rates:
Non Average Rate Formula 
Average Rate Formula
Unofficial Cohort Default Rate
Default Prevention & Management Activity 1: Cohort Default Rate Exercises
Receiving Cohort Default Rates  
Sanctions or Benefits Associated with Official Cohort Default Rates  
Provisional Certification  
Challenges, Adjustments and Appeals:
The Loan Record Detail Report
Types of Challenges, Adjustments & Appeals
Default Prevention & Management Activity 2: Challenging Adjustments & Appeals
Managing Cohort Default Rate Data Default Prevention & Management Activity 3: Managing Cohort Default Rate Data Exercises
Default Prevention (Federal Requirements)  
Default Prevention Strategies Default Prevention & Management Activity 4: Late State Delinquency

Default Prevention & Management Activity 5: Default Prevention

Default Prevention & Management Activity 6: Default Management Plan

Default Prevention & Management Activity 7: Defaulted Borrower Profile Templates
Mandatory Default Management Plans  

Policies and Procedures Chart

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